These Terms of Use ("Terms") govern your use of the Spelling Stream mobile application and the spellingstream.com website (collectively, the "Service") published by Monthly Balance Capital LLC ("we", "us", "our"). By downloading, installing, or using the App, or by accessing the website, you agree to these Terms.
If you are a parent or guardian using this App on behalf of a child, you agree to these Terms on your own behalf and on behalf of that child. You represent that you are at least 18 years old and have the legal authority to agree to these Terms.
Spelling Stream is an educational spelling practice app designed for elementary-age children. The App is intended for use under parental supervision. It provides spelling tests, practice games, and progress tracking.
We grant you a limited, non-exclusive, non-transferable, revocable license to use the App on any Apple device that you own or control, subject to the Apple Media Services Terms and Conditions. This license does not allow you to:
The App allows parents to create child profiles with nicknames. For privacy, profiles should use nicknames or first names only — not full legal names. You are responsible for all activity under profiles you create.
Spelling Stream offers an optional Pro subscription with additional features.
You retain ownership of all content you create in the App (spelling lists, voice recordings, etc.). We do not claim any rights to your content. If you enable Cloud Sync, your content is stored on our servers solely to provide the sync service and is deleted when you request deletion.
Your use of the App is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review it carefully.
The App, including its design, graphics, sounds, code, and branding, is owned by Monthly Balance Capital LLC and is protected by copyright, trademark, and other intellectual property laws. "Spelling Stream" and the Spelling Stream logo are trademarks of Monthly Balance Capital LLC.
THE APP IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. We do not warrant that the App will be uninterrupted, error-free, or free of harmful components.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, MONTHLY BALANCE CAPITAL LLC SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF DATA, USE, OR PROFITS, ARISING OUT OF OR RELATED TO YOUR USE OF THE APP. Our total liability for any claim arising from these Terms shall not exceed the amount you paid us in the twelve (12) months preceding the claim.
You agree to indemnify and hold harmless Monthly Balance Capital LLC, its officers, directors, and employees from any claims, damages, or expenses arising from your use of the App or violation of these Terms.
We may suspend or terminate your access to the App at any time for violation of these Terms. You may stop using the App at any time. Upon termination, your license to use the App is revoked. Sections 9-11 survive termination.
These Terms are governed by the laws of the State of Arizona, United States, without regard to conflict of law principles.
Any dispute arising from these Terms or your use of the App shall first be resolved through good-faith negotiation. If negotiation fails, disputes shall be resolved through binding arbitration administered by the American Arbitration Association under its Consumer Arbitration Rules. Arbitration shall take place in the State of Arizona or remotely at the claimant's election. You agree to waive any right to participate in a class action.
We may update these Terms from time to time. Material changes will be noted with an updated "Last Updated" date. Continued use of the App after changes constitutes acceptance of the revised Terms.
These Terms are between you and Monthly Balance Capital LLC, not Apple Inc. Apple has no obligation to provide maintenance or support for the App. In the event of any failure of the App to conform to applicable warranties, you may notify Apple for a refund of the purchase price (if any); Apple has no other warranty obligation. Apple is not responsible for any third-party claims related to your use of the App.
Monthly Balance Capital LLC
Email: support@monthlybalance.com